Terms & Conditions

​Effective Date: September 21, 2023

 

Introduction

 

Welcome to Nancy Stowik's website. Your use of this website is subject to the following terms and conditions, which you must accept in full to access and utilize this platform. If you disagree with any part of these terms and conditions, please refrain from using this website.

 

By accessing and using this website, you acknowledge and consent to the use of cookies in accordance with our Privacy Policy.

 

License to Use the Website

 

Unless otherwise specified, Nancy Stowik and/or its licensors retain all intellectual property rights associated with this website and its content. Except for the license outlined below, all intellectual property rights are reserved.

 

You are granted a limited, non-exclusive license to:

 

• View, download, and cache pages for personal use only.

• Print pages from the website for personal reference, subject to the restrictions outlined here and in other sections of these terms and conditions.

 

 

You must not:

 

• Republish website material (including on other websites).

• Sell, rent, or sublicense any material from the website.

• Display website material publicly.

• Exploit website material for commercial purposes.

• Modify or edit website material.

• Redistribute website material, except for content explicitly designated for redistribution within Nancy Stowik.

 

 

 

Acceptable Use

 

Your use of this website must not result in harm to the website, impair its availability or accessibility, or involve unlawful, illegal, fraudulent, or harmful activities. You must not engage in any actions that may be considered unlawful, illegal, fraudulent, or harmful, or that are related to such purposes or activities.

 

You are prohibited from using this website to transmit, store, host, send, use, publish, or distribute any material linked to spyware, computer viruses, Trojan horses, worms, keystroke loggers, rootkits, or any other malicious software. Automated data collection activities, such as scraping, data mining, data extraction, and data harvesting, are not allowed without our express written consent.

 

This website is not to be used for unsolicited commercial communications, nor for marketing purposes without Nancy Stowik's explicit written consent.

 

User Content

 

Your user content refers to any material, including text, images, audio, video, and audio-visual content, that you submit to this website for any purpose. By submitting such content, you grant Nancy Stowik a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute your user content in existing or future media. This license also allows Nancy Stowik to sublicense these rights and take legal action against any infringement.

 

Your user content must not be illegal, unlawful, infringing upon third-party rights, or capable of triggering legal action under any applicable laws. You may not submit user content that has been or is currently subject to legal proceedings or similar complaints.

 

Nancy Stowik retains the right to edit or remove any material submitted to this website or stored on our servers, as well as hosted or published on this website.

 

No Warranties

 

This website is provided "as is" without any warranties, whether express or implied. Nancy Stowik makes no representations or warranties regarding the website's availability or the accuracy and completeness of the information and materials provided.

 

This website does not offer medical advice. If you require advice concerning any medical matter, you should consult with a qualified professional.

 

Limitations of Liability

 

Nancy Stowik shall not be liable for any losses arising from your use of this website, whether under contract law, tort law, or otherwise. This includes:

 

• Direct losses to the extent the website is provided free of charge.

• Indirect, special, or consequential losses.

• Business losses, including loss of revenue, income, profits, savings, contracts, business relationships, reputation, or data.

 

 

These limitations apply even if Nancy Stowik has been expressly advised of the potential losses.

 

Exceptions

 

This disclaimer does not seek to exclude or limit any warranty implied by law if it would be unlawful to do so. It also does not exclude or limit Nancy Stowik's liability for death, personal injury due to negligence, fraud, fraudulent misrepresentation, or matters that are illegal or unlawful to exclude or limit under the law.

 

Reasonableness

 

By using this website, you acknowledge that the exclusions and limitations of liability in this disclaimer are reasonable. If you find them unreasonable, please refrain from using this website.

 

Other Parties

 

You agree that, as a limited liability entity, Nancy Stowik has an interest in limiting the personal liability of its officers and employees. 

You will not bring any personal claims against Nancy Stowik officers or employees for losses related to this website. These limitations of warranties and liability also protect Nancy Stowik's officers, employees, agents, subsidiaries, successors, assigns, and sub-contractors.

 

Unenforceable Provisions

 

If any part of this website disclaimer is found to be unenforceable under applicable law, it will not affect the enforceability of other provisions in this disclaimer. If an unenforceable provision could become lawful or enforceable with part of it deleted, that part will be considered deleted, and the remaining portion will remain in effect.

 

Indemnity

 

You agree to indemnify Nancy Stowik and hold us harmless against any losses, damages, costs, liabilities, and expenses (including legal expenses and amounts paid to settle claims or disputes based on advice from our legal advisers) arising from your breach of these terms and conditions or any claims that you have violated them.

 

Breaches of these Terms and Conditions

 

If you violate these terms and conditions, Nancy Stowik may take appropriate action to address the breach, including suspending your access to the website, blocking your IP address, contacting your internet service provider, and initiating legal proceedings.

 

Variation

 

Nancy Stowik may revise these terms and conditions periodically. The revised terms will apply to website usage from the date of publication. Please review this page regularly to stay informed about the current version.

 

Assignment

 

Nancy Stowik reserves the right to transfer, subcontract, or otherwise delegate our rights and obligations under these terms and conditions without notifying you or obtaining your consent. You may not transfer, subcontract, or otherwise delegate your rights and obligations under these terms and conditions.

 

Severability

 

If a provision in these terms and conditions is determined to be unlawful or unenforceable by a court or competent authority, it will not affect the validity or enforceability of other provisions. If a provision can become lawful or enforceable by deleting a part of it, that part will be considered deleted, while the rest will remain valid and enforceable.

 

Entire Agreement

 

These terms and conditions, along with any waiver and privacy policy, constitute the entire agreement between you and Nancy Stowik regarding your use of this website, supplanting all previous agreements related to your website use.

 

Law and Jurisdiction

 

These terms and conditions will be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms and conditions will fall under the non-exclusive jurisdiction of South African courts.

 

Contact Information

Nancy Stowik

Plot 226, Broederstroom, 0240

Be Brave @ NancyStowik.com

+27 82 555 8258

 

Thank you for visiting Nancy Stowik's website, and for your understanding and compliance with these terms and conditions.